Georgia Student Access Loan

The Student Access Loan is primarily for students who need assistance securing additional funds to pay for their education expenses. The low interest loan is available to undergraduate Georgia residents only, is managed by the Georgia Student Finance Commission (GSFC), and is not based on need, nor limited by the Cost of Attendance. Applicants are processed on a first-come, first-served basis, with maximum loan amount determined by funding levels and state appropriations. The student must have graduated from an eligible Georgia high school and meet the GA HOPE residency requirements. Student must also be a US citizen or eligible non-citizen, and be enrolled at least half time. Eligibility for this loan requires that the student accept and utilize all federal aid awarded and available including subsidized and unsubsidized direct loans. The minimum loan amount is $500; the origination fee is a fixed $50, is deducted from the first disbursement, and is non-refundable, except in the cases of complete cancellation. The student must maintain a cumulative GPA of 2.0 before reapplying for the loan in subsequent years. The regulations for the Student Access Loan are updated annually and subject to change. Visit GAfutures for additional information regarding the Student Access Loan.