Special Circumstances

Emory understands that families experience changes in income or other circumstances that may not be reflected in your original financial aid application. We're here to help you navigate all this and more.

Changes in Family Finances

In the event of a substantial change in your family’s financial picture (i.e., loss of employment, natural disaster, death of a parent, extraordinary medical expenses, or tuition expenses), please submit a completed Special Circumstance Appeal form with supporting documents. Any financial aid adjustments made by the Office of Financial Aid will depend on a committee review of your complete appeal submission, your determined eligibility, and the availability of funds.

This form has important information about submitting an appeal for Emory College, Oxford College, and undergraduate business students.

Studying Abroad

Students enrolling in Emory and Emory-affiliated semester or yearlong study abroad programs take their full financial aid and/or Emory scholarships with them.

Examples include federal financial aid, state financial aid, Emory scholarships, and most outside scholarships. Since students in Emory programs remain fully registered at Emory, they receive institutional financial aid and scholarships in addition to most state and federal aid. The Financial Aid Office will offer appropriate financial aid packages up to but not exceeding the amount you would have received during a regular semester at Emory. If you are currently eligible for the work-study program, talk with your financial aid advisor

Summer Programs

Emory undergraduates who qualify for financial aid during the regular academic year are considered by the Office of Financial Aid for a summer aid package after registration in summer study abroad classes. No additional application is necessary. The aid amount depends on the number of credits and the current financial aid package. Summer study abroad financial aid packages range from 35% of tuition to 80% of tuition. (Students taking 12 credit hours will receive the same amount of aid as for 8 credit hours.)

If you intend to use a loan to finance your summer study abroad program, you should start the application process as soon as possible after acceptance into the program. Approval of the loan must be received by the Office of Financial Aid no later than the summer study abroad payment deadline; otherwise, your participation in the program may be jeopardized if your program fee is not paid in full by this deadline.

Eligible students may apply their Emory Courtesy Scholarships toward the academic fee portion of the program cost. 

If you have any questions about your eligibility or need information about a specific financial aid offer, contact your financial aid advisor

Withdrawing from Emory

At the end of the add/drop period each term, a student may completely withdraw from Emory with permission from the appropriate school dean as well as clearance from Student Financial Services and the Office of Financial Aid. Your financial aid package is offered under the assumption you will remain enrolled for the completion of the term. If you completely withdraw before the term is completed, you may be eligible for only a percentage of the funds you were offered.

The federal government requires the Office of Financial Aid to calculate how much Title IV aid a student has earned. Federal regulations state that a student earns Title IV aid based on the period of time he or she remains enrolled for a particular term.

Enrolled Days divided by Days in the Enrollment Period equals the Percent of Title IV Earned By Student

Per federal regulations, any federal funds not earned by the student must be returned to the Title IV program in the following order:

  1. Federal Direct Unsubsidized Loan
  2. Federal Direct Subsidized Loan
  3. Federal Direct PLUS Loan
  4. Federal Pell Grant
  5. Federal Supplemental Educational Opportunity Grant
  6. Other Title IV Aid Programs
  7. The student

Once a student completes enrollment for 60% of the term, the student has earned 100% of the Title IV aid offered; no return of Title IV aid is required.

Institutional Requirements

Requirements for return of institutional aid differ from federal return policy. The school in which you are enrolled maintains its own policy regarding what percentage of institutional funds has been earned. Prior to completing the withdrawal process, you may contact the Office of Financial Aid to learn how the withdrawal will affect your institutional aid eligibility and student account balance.