Calculating Your Financial Aid

Emory's Office of Financial Aid uses a student's full financial aid application to determine the amount of aid they will be offered. For first-degree students, we begin by calculating your Expected Family Contribution (EFC). We then subtract that amount plus any other financial assistance you will receive (such as merit scholarships or tuition benefits) from your school's estimated Cost of Attendance (COA). The remaining amount is the amount of need-based financial aid you are eligible for.

Click below to learn more about how need-based financial aid offers are calculated for first-degree students.

Expected Family & Student Contributions

Emory considers the cost of higher education a partnership between the university, its students, and students' families.

The term "Expected Family Contribution" (EFC) is defined as a measure of your family's financial strength and represents the amount you and your family is expected to pay toward your education. You share this information by completing the Free Application for Federal Student Aid (FAFSA) and CSS Profile and submitting tax records to the Institutional Documentation (IDOC) Service. We require financial information from students' custodial parents, as well as from any non-custodial parent who may be divorced or separated from a custodial parent or any custodial spouses of a custodial parent.

Please note: Not all schools and programs require you to complete the CSS Profile and submit tax documents to IDOC. If these materials are not required for your application, information on non-custodial parents will not be factored into your aid evaluation.

Using the information provided in your application materials, Emory's Office of Financial Aid calculates your EFC by considering your and your family's entire financial portfolio – including income, assets, benefits, and other earnings. We use two methodologies in our evaluation. The Federal Methodology helps us determine your eligibility for Title IV federal and state need-based programs. Our institutional methodology is used to determine your eligibility for institutional aid. Emory's institutional EFC formula balances fairness for all financial aid applicants with the flexibility to consider individual family circumstances.

Once we have calculated your EFC, we subtract it from the Cost of Attendance for your program (see Cost of Attendance section below) to determine the amount of financial aid you will be offered.

Learn more about the financial aid application process and important dates

The term "expected student contribution" is the amount Emory expects a student to contribute toward paying their college costs using their own earnings – such as savings or summer employment – or by participating in federal or institutional work-study employment during the school year. Based on your financial aid application materials, you may be offered a work-study position to help cover the costs of your Emory education.

Explore student employment options at Emory

Cost of Attendance

Regardless of where you choose to go to college, if you apply for and receive an offer for need-based financial aid, the amount of aid you are offered will be determined by comparing the school's Cost of Attendance and your Expected Family Contribution.

The term "Cost of Attendance" is defined as an estimate of the total amount it will cost a student to attend college for one academic period. This estimate includes tuition and fees, on-campus room and board (or housing and food allowances for students living off-campus), and allowances for books, supplies, and transportation.

Click below to learn more about the Cost of Attendance for your undergraduate school or program at Emory.

The estimated Cost of Attendance is the same for all undergraduate students attending Emory College, Oxford College, and Goizueta Business School. This amount is calculated by adding estimated direct costs, which are billed directly to you by Emory University, to estimated indirect costs, which are costs you incur outside of your Emory student account.

Cost of Attendance Estimate Breakdown

Estimated Direct Costs 2022-2023
TuitionFixed charge for 12 or more credit hours. Billed to your student account.$57,120
FeesFixed charges for athletic, activity, and health and wellness fees. Billed to your student account. Actual total billed amount of fees may be different based on your final course selections.$828
HousingStudents residing on-campus are billed an amount that is specific to their hall, which includes the average charge for a double room, all utilities, cable TB, and one campus computer connection. Actual total billed amount of housing charges may be different based on the housing options you select.$9,670
FoodThis amount represents the mandatory food charge. Actual total billed food charges may be different based on the meal plan options you select.$7,346
Estimated Indirect Costs 2022-2023
TravelEstimated representation of a modest travel allowance. Actual expenses will vary by student. You incur these charges independently, if at all. Emory does not charge you travel fees, charges, or costs.$1,046
PersonalVariable estimated representation that includes items such as laundry, telephone, grooming, and entertainment. Actual expenses will vary by student. You incur these charges independently, if at all. Emory does not charge you any such costs.$1,554
BooksThe Emory Bookstore provides this estimate of expenses for required textbooks and other course materials. Actual expenses will vary by student.$1,250
Direct Loan FeesRepresents a fee assessed by the Department of Education at the time of Direct Loan origination. The fee is calculated as a percentage of the loan amount and is deducted at the time of disbursement.$82
Estimated Total$78,896

You can find more information about the Cost of Attendance for Emory’s undergraduate School of Nursing programs on the school’s website.

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